Buying a home or a piece of land is often the biggest financial commitment someone makes. However, without a thorough title verification, you could be buying into a legal nightmare.
What is Title Verification?
Title verification involves checking the historical ownership records of a property to ensure that the current seller has the full legal right to sell it and that there are no hidden encumbrances like mortgages, liens, or legal disputes.
What Documents Should You Check?
- Mother Deed: Trace the ownership history back at least 30 years.
- Encumbrance Certificate (EC): Shows transactions recorded on the property for a specific period.
- Khata Certificate: Essential for paying property taxes and obtaining building approvals.
- Tax Paid Receipts: Ensure that all property taxes are up to date.
The Role of a Legal Expert
A lawyer can conduct a "Search Report" at the Sub-Registrar's office to uncover details that might not be apparent on the face of the documents. This due diligence is the only way to ensure "quiet enjoyment" of your property.
Don't take risks with your investment. Get a professional title opinion today.
Adv. Suman Suresh
Adv. Suman Suresh is a dedicated legal professional in Bengaluru with expertise in handling complex civil, criminal, and family law matters. He is committed to providing justice and strategic legal solutions to his clients.